Mortgage Lending

Home Loans

Welcome to the Most Extensive Menu of Home Loan Options in Wyoming

First Time Home Buyer Programs
Our WCDA program is a long term fixed rate loan for future home owners that have not owned a home as their primary residence in the last three years. This popular program is an excellent way to purchase your first home. Qualifying is easy and 100% financing is available.  Some restrictions may apply.

HUD/FHA Loans
The HUD/FHA program is an excellent way to purchase a home.  Because the Federal Housing Administration (FHA) insures the loan; we are able to offer you a loan with a low down payment, low closing costs, and easy qualifying terms.
 

VA Loans
This is a top choice for Veterans, Active Duty Military, National Guard, and Reservists.   This loan program features 100% financing on home purchases (no down payment required) and liberal qualifying terms.
In House Conventional Loans
Our flexible In House loans are tailored to your individual situation. The loans feature excellent rates and best of all they are serviced right in the bank by our highly experienced servicing staff.

Secondary Market Loans
Through our network of secondary market sources we offer a vast array of specialized mortgage products.   We offer nationally competitive rates here at Platte Valley Bank.

Investment Property

Rental property can be a great source of investment income.  We can provide long term financing to maximize cash flow.

Construction Loans
As Eastern Wyoming's leading source for construction financing we have literally funded the growth in residential housing in the area. Our experienced lenders will guide you step by step from acquiring the site to moving into your new dream home.
Bridge Loans
We understand that it can be a challenge to relocate when you still have a home to sell. Our lending professionals are experienced in working out short term financing to get you settled in your new home as quickly and easily as possible.
Reverse Mortgages
The equity in your home becomes a liquid asset with a reverse mortgage. If you are at least 62 years of age you may qualify for a loan that frees up the equity in your home for living expenses, major purchases, or any worthwhile purpose with no monthly payment required while you occupy the home as your primary residence. Our home loan professionals have all of the details.
Home Equity Loans
Whether you need money for college expenses, home improvements, a vacation, or any other purpose a home equity loan may be the answer. Interest may be tax deductible (consult your tax advisor).


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Hod Kosman - 2010 Nebraskan of the Year
2/9 /2010
Hod Kosman has combined a love of wildlife with a dying friend's wish to create a natural legacy for all Nebraskans...
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Platte Valley Bank & Peggy Hessler are the Star-Herald's
11/1 /2009
Platte Valley Bank was chosen for the 4th time (Oct. '03, Oct. '05, Oct. '07, and Oct. '09) as the Star-Herald's Readers Choice Award as the "#1 FAVORITE BANK." As for the "#1 Favorite Teller", Peggy Hessler, who is Platte Valley Bank's Assistant Cashier
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