Agricultural Lending
Agricultural Lending
Platte Valley Bank knows the business of financing agri-businesses and agri-producers, and we're here to help you.
Ag Real Estate Loans
Platte Valley Banks' Ag Lending Units will provide credit support to the farming community in all areas that we serve for the purpose of owning farm real estate. Real Estate loans should be financed with a mortgage on the financed real estate. Loans will need to meet certain loan approval guidelines for the advance rate, length of amortization, and interest rate. Other under-writing criteria may also be required. Platte Valley Bank will normally provide direct loan to the farm enterprise. However, Platte Valley Baml may also obtain an FSA (Farm Service Agency) Farm Ownership guaranty or some other real estate loan program offered by FSA.
Breeding Livestock & Equipment Loans
Platte Valley Banks' Ag Lending Units will provide support to the farming/ranching communities in the market we serve for the purchase of breeding livestock and equipment purchases. Funds will be advanced for the initial purchase and repaid on a semi-annual or annual basis for a period of up to five yeas, depending upon established guidelines.
Platte Valley Bank provides the funds on a direct basis; however, when appropriate will utilize an FSA (Farm Service Agency) guaranty. All loans will need to meet certain loan approval guidelines.
Platte Valley Banks' Ag Lending Units will provide support to the farming/ranching communities in the market we serve for the purchase of breeding livestock and equipment purchases. Funds will be advanced for the initial purchase and repaid on a semi-annual or annual basis for a period of up to five yeas, depending upon established guidelines.
Platte Valley Bank provides the funds on a direct basis; however, when appropriate will utilize an FSA (Farm Service Agency) guaranty. All loans will need to meet certain loan approval guidelines.
Operating Loans
Platte Valley Banks' Ag Lending Units will provide credit support to the farming/ranching communities in the region, especially to farming and cattle feeding enterprises. Funds advanced shall be for the purpose of seed, fertilizer, chemicals, fuels, labor and other normal farming expenses and for other normal livestock expenses. Disbursements should be compared to the farmer's budget based upon historical expenses and future projections of the farm enterprise.
The majority of agricultural lending provided by Platte Valley Banks' Ag Lending Units is on a direct basis. However, Platte Valley Bank may obtain FSA (Farm Service Agency) guaranteed or subordinated loans to qualified enterprises. All loans will be properly secured and will need to meet certain loan approval guidelines.
Platte Valley Banks' Ag Lending Units will provide credit support to the farming/ranching communities in the region, especially to farming and cattle feeding enterprises. Funds advanced shall be for the purpose of seed, fertilizer, chemicals, fuels, labor and other normal farming expenses and for other normal livestock expenses. Disbursements should be compared to the farmer's budget based upon historical expenses and future projections of the farm enterprise.
The majority of agricultural lending provided by Platte Valley Banks' Ag Lending Units is on a direct basis. However, Platte Valley Bank may obtain FSA (Farm Service Agency) guaranteed or subordinated loans to qualified enterprises. All loans will be properly secured and will need to meet certain loan approval guidelines.
Ag-Related Insurance
Talk to our insurance agents for all your ag-related insurance needs.
For additional information contact any of our Platte Valley Companies' Ag Lenders and Insurance Agents.
Talk to our insurance agents for all your ag-related insurance needs.
For additional information contact any of our Platte Valley Companies' Ag Lenders and Insurance Agents.
To the top »
